When I read this article, it sounded like something that would and could happen at a homeowners association. A man was asked to prune a Sycamore tree on the grounds of a hotel. Instead of leaning his ladder against the trunk of the tree itself, he placed his ladder against the branch that he was pruning. So you already know what happened… when he cut the branch, it fell and he fell with it, 14 feet to the ground, breaking his heel and damaging his ligaments, with a 10 day stay in the hospital to recover from his injuries.
He then sued his employer, the hotel, claiming that they should have given him more training in workplace ladders. Give me a break. Hard to make this stuff up. Click here to read the article.